Investment returns in 2015 were disappointing. The outcome for many well-diversified portfolios was a decline in value. 2016 has begun with something shocking—the worst first week performance for the U.S. stock market in 119 years. Added to this has been the coarse discourse of the U.S. presidential campaign, the vagaries of China policies, and the misbehavior of notable foreign despots. Heightened concern and frustration could lead to “anything goes” investment strategies, but such strategies are ill-suited for achieving investment goals.